By Carlos Ramírez The COVID-19 pandemic has demonstrated the importance of having solid and comprehensive health insurance. Now more than...

By Carlos Ramirez Did you know that health is understood as the prolongation of life and not only as the absence of diseases? In order to...

By Carlos Ramirez Over the years as a broker I have seen the good and the bad in the insurance industry. The questions and problems that...

By Carlos Ramirez The pandemic that hit the world in 2020 forced all economic sectors to be innovative and implement new ways to sell...

By Carlos Ramirez The history of insurance goes back to the first civilizations in history. Man understood that hunting, gathering, and...

By Carlos Ramirez In Ecuador, family insurance is available for both heterosexual and same-sex couples/families. I felt this was...

By Carlos Ramirez English/Spanish Ecuador, in addition to being known for its magical tourist destinations, gastronomy, and unique flora...

By Carlos Ramirez Both private and public health insurance in Ecuador can be easily combined with low-cost supplemental health plans...

By Carlos Ramirez A few months ago I received a call in the middle of the night from one of our clients who was suffering from severe...

By Carlos Ramirez Reimbursing medical insurance in Ecuador involves different processes than the ones probably used in your country of...

Prepaid medicine insurance in Ecuador consists of different processes than ones you may be used to. This is because the reimbursement...

The IESS was created on July 2, 1970 during the dictatorial regime of Dr. José María Velasco Ibarra. He transformed the National Social...

As a foreigner in Ecuador, there are a few things you should take into account before choosing your health insurance. It is important...